Savings and ISAs

Put money away for a fixed term

• 4.25% AER/tax-free (fixed).
• Minimum opening deposit of £500, the maximum balance at any time is £2 million. No partial withdrawals allowed.
• There’s a charge equivalent to 120 days' interest if you close the account early.

Instant access to your money

• 2.00% AER/tax-free (variable) for 12 months.
• Minimum opening deposit of £500, the maximum account balance at any time is £2 million. Interest applies to balances from £1.

Savings account with instant, penalty-free access

• 2.00% AER/gross (variable) for 12 months.

• Save from £1 up to £2 million.

   

Get a higher interest rate in calendar months where you make 2 or fewer withdrawals

• 2.50% AER/2.47% gross (variable) in calendar months where you make 2 or fewer withdrawals.
• 1.00% AER/gross (variable) in calendar months where you make 3 or more withdrawals.
• The term of the Limited Access Saver is 12 months.
• Minimum opening deposit of £1, the maximum balance at any time is £2 million.

Online regular savings funded from your Santander current accounts

• 5.00% AER/gross (fixed) for 12 months.
• Save up to £200 a month paid by standing order from your Santander current account.
• Manage your account in Mobile and Online Banking.

Online savings account exclusive for Santander Edge® and Santander Edge® Explorer current account customers

• 6.00% AER / 5.84% gross (variable) interest on balances up to £4,000 (includes 2.50% AER (variable) bonus rate for the first 12 months from opening).
• Minimum opening deposit of £1.
• Manage your account in Mobile and Online Banking.

Lock your money away for a fixed term

• 3.70% to 4.10% AER/gross (fixed) depending on the term.
• Minimum opening deposit of £500, the maximum balance at any time is £2 million.
• No additional deposits, withdrawals or account closures allowed.

You can get our Select Easy Access Saver, paying 2.50% AER/gross (variable) for 12 months.

To join, you’ll need a Santander current account and one of the following.

• Pay at least £5,000 a month into your current account.
• Hold £75,000 in any savings, investment or current account with us.

Our First ÃÛÌÒÓ°Ïñ Saver is there to help you make progress when saving for your first home.

• 4.00% AER/3.93% gross (variable) in calendar months where you take money out 2 times or less.
• 1.00% AER/gross (variable) in calendar months where you take money out 3 times or more.
• 24 month term.
• You’ll need to pay in at least £1 when you open it.
• Plus your chance to win £10,000. Each month from May to December 2026, we’re giving £10,000 to 1 lucky person who has a First ÃÛÌÒÓ°Ïñ Saver with us. Every £100 increase in your balance that month equals 1 entry. Aged 18+. T&Cs apply 

Encourage saving from a young age

• 2.70% AER/tax-free (variable).
• No withdrawals or closures are allowed until the account matures on the child’s 18th birthday.
• No minimum deposit, the maximum balance at any time is £2 million.
• Junior ISA transfers between providers are allowed at any time.
   

For a surviving spouse or civil partner to benefit from an additional ISA allowance

• 2.45% AER/tax-free (variable).
• No minimum deposit, the maximum balance at any time is £2 million.
• You are the spouse or civil partner of Individual Savings Accounts (ISAs) savers who died on or after 3 December 2014.
• You will benefit from an additional ISA allowance known as an Additional Permitted Subscription (APS).