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Commercial mortgage

A commercial mortgage is a secured loan that lets you buy a property for business use, or unlock cash from a property you own.

Available to

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UK businesses with a turnover of over £250,000.

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Businesses seeking loans from £25,001, to be used against your business' trading premises.

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Key features

  • Our loans are flexible and designed to suit the needs of your business.
  • Loans are available from £25,001 in GBP only. We will discuss your borrowing requirements.
  • We can provide fixed or variable rate facilities.
  • Different repayment options are available, including interest-only options.
  • Commercial mortgages can be repaid over any period up to 25 years.
  • Arrangement and other fees apply. You can download the factsheet below.
  • Not available for Real Estate Investment purposes.

How we can help you

At Santander, we know that businesses need simple and flexible loans.

Whether you’re looking to buy a new commercial premises or refinance an existing one, we’re here to help you reach your goals.Ìý

We believe in offering you choices, so our loans are flexible. You can choose from fixed and variable rate options. We have different repayment terms and we can tailor your plan to suit your needs.

It’s simple to apply online, click on ‘Digital lending application’ below to find out more information.

If you prefer, you can contact a member of our team who’ll be happy to help you. They will understand your needs and help you apply for the right lending facility for you and your business.

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Applications are subject to credit status and terms and conditions. The right to decline any application is reserved.Ìý

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Any property used as security may be repossessed if you do not keep up repayments on your mortgage.